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  Suze Orman says ‘most of America today has absolutely no money.’ Here’s where the personal-finance guru is putting her own funds. Story by Mark DeCambre • 2h ago Orman’s comments, made on CNBC on Wednesday afternoon, came as SecureSave, an emergency-savings-account company that she co-founded, has published a survey finding that 67% of workers cannot afford an emergency $400 expense and that 74% of Americans are living paycheck to paycheck. Robert Powell’s Retirement Portfolio: Who gives the best retirement advice? Suze Orman and Dave Ramsey or economists? Kristi Rodriguez, senior vice president of the Nationwide Retirement Institute, said last fall that Americans’ monthly expenses have outpaced the growth of their personal incomes. “Households are spending more, not as much because they want to, but because they have to, with increased costs for essential items,” she was quoted as saying by MarketWatch’s Quentin Fottrell. See: U.S. consumer mood improving, according ...

  'It's going to be terrible for me': Two-thirds of adults worry they cannot afford Christmas dinner Nov 28, 2022 Two-thirds of adults are worried that they will not be able to afford Christmas dinner, according to a survey. The survey, commissioned by the Salvation Army, calculated the cost of Christmas dinner at £7.50 per head but - as the price of food is continuing to rise - the cost has increased since the survey was carried out on 22 October. The concern is greater among those aged 65 and over - 81% - and those in the east of England - 80%. Some 16% are planning to use a food bank to get items for their meal, while 38% are likely to skip meals if they have an unexpected expense such as a broken boiler. The Salvation Army's Lieutenant Colonel Dean Pallant said: "Christmas should be the season of joy, not sorrow. "If so many people are worried they can't even afford one of the most important meals of the year, it's a red flag that poverty is creepi...

  A place for working class Whites to discuss the op thoughtfully. ‘The mood has turned darker’: Desperate to outrun inflation, people are changing their shopping habits. You can, too. Story by Andrew Keshner • Oct 17, 2022 We never were the same after last summer. Stubbornly high inflation rates in recent months and several interest-rate hikes by the Federal Reserve are impacting consumer behavior. That’s according to company earnings reports, market-data analytics and consumer surveys. Rattled by the rise in the cost of living in recent months, millions of people have already been taking action to conserve their cash, according to a recent McKinsey & Co. report that explored the ways people are trading down. “Whether it’s at gas pumps or in grocery stores, people across the United States have been feeling a pinch in their pocketbooks this summer,” it said. “Inflation is the highest it’s been in decades, and consumers are worried and jittery .” Sales at retailers fel...

A place for working class Whites to discuss the op thoughtfully. Sorry to do this to you. Not like you don't know about how bad the toilet that is the kosher valley. and post modern "american culture' is.  ~Seawolf

  Posted here. Once over at IT's. My thought's on this are as follows. Keep posting until I don't have the free time anymore. In case you haven't noticed Disqus is not what it was in 2015. So many ads now. Gives me a headache. ~seawolf

  A place for working class Whites to discuss the op thoughtfully. Australian Company Opens Cobalt Mine in Eastern Idaho Officials with an Australian company's newly opened cobalt mine in east-central Idaho say it could soon produce enough of the key ingredient in lithium batteries to build 400,000 electric vehicles annually. By  Associated Press | Oct. 10, 2022, at 4:20 p.m. SALMON, Idaho (AP) — Officials with an Australian company’s newly opened cobalt mine in east-central  Idaho  say it could soon produce enough of the key ingredient in lithium batteries to build 400,000 electric vehicles annually. Officials with Jervois Global Limited held an opening ceremony last week at the remote, underground mine located in the Salmon River Mountains on federal land managed by the U.S. Forest Service. Officials said the mine will likely start operating at full capacity early in 2023, producing about 2,000 tons of cobalt. On its website, the company said it wants to “become th...

    What makes up happy today?  Modern plumbing? ~seawolf

  A place for working class Whites to discuss the op thoughtfully. Way back at The Sage grouse community chan I would post some how to threads.  How to? Work on your bathroom sink drain. To putty or not to putty?

  Post anyone you want to remember and I'll try to do something someday? ~seawolf

  A place for working class Whites to discuss the op thoughtfully. A $40 raise after 49 years on the job: The plight of male workers Opinion by Mark R. Rank, Opinion Contributor  •  Last month the Census Bureau released its latest income and poverty numbers. News outlets across the country reported the supplemental poverty rate dropping from 9.2 percent in 2020 to 7.8 percent in 2021. This was rightly hailed as evidence that the economic stimulus package and the refundable child tax credit could dramatically reduce poverty. Furthermore, recent numbers from the Bureau of Labor Statistics have indicated that workers’ wages have continued to grow in the past few months Yet overlooked amid this good news is one of the most damning and revealing federal statistics for workers in decades. Buried at the back of the  Income Census Report  is data showing the long-term trends in the annual earnings for full-time male and female workers. Expressed in 2021 do...

  A place for working class Whites to discuss the op thoughtfully. Shein factory employees are working 18-hour days for pennies per garment and washing their hair on lunch breaks because they have so little time off, new report finds Story by sjackson@insider.com (Sarah Jackson) Workers who make clothes sold on Shein get as little as 4 cents for each item they make, according to a new investigation. They often work 18-hour days with one day off per month, Channel 4 and The i newspaper reported. Some workers even wash their hair on their lunch breaks because they have so little time left after work, according to the report. Fast-fashion company Shein sells clothes at dirt-cheap prices, and a new undercover investigation shows the human cost of maintaining that business model. Workers at factories in China that supply clothes to Shein frequently work up to 18 hours a day with no weekends and just one day off per month, according to an undercover investigation from Channel 4 and The...

  A place for working class Whites to discuss the op thoughtfully. 'The most chilling metric of all': Mike Rowe warns that 7 million American men are 'done' looking for work and have 'punched out' — here's why that's a serious problem Story by Serah Louis • Dec 6, 2022 Men have been steadily clocking out of the American workforce since pre-pandemic times — even now despite there being millions of job openings and an uncertain economic climate. Disclaimer: We adhere to strict standards of editorial integrity to help you make decisions with confidence. All links marked with an asterisk ( * ) are paid links. While the U.S. labor market remains incredibly tight — with the economy adding another 263,000 jobs in November — around 7 million “prime age” men between the ages of 25 and 54 are reportedly sitting it out. “They are affirmatively not looking for work. They've punched out. They're done,” TV host Mike Rowe said on The Brian Kilmeade Show,...

A place for working class Whites to discuss the op thoughtfully. Story by Bailey Schulz, USA TODAY   •  Oct 13, 2022 The gold rush is back, but this time the focus is on "white gold" lithium – a major player in the world's shift toward green energy.  The metal has been referred to as "the new gasoline" because of its use in electric vehicle batteries, but you can also find it in smartphones, laptops, Airpods, electric toothbrushes, smartwatches, e-cigarettes, pacemakers and other devices.  The metal is in the midst of a boom. Prices have surged roughly 500% year over year, triggering a global race to find and extract more.  While there's an abundance within the U.S.  –  billions of dollars' worth  of the metal is believed to be contained in just one mine in Nevada – the country relies on imports. There are plans to open more mines in states like  Nevada ,  California  and  North Carolina  to help the...